Ratings Could Equate to Lower Fire Insurance Premiums for Community
By Public Information & Marketing Coordinator
The City of Rome and Floyd County have received new ratings from the ISO’s Public Protection Classification (PPC) Program which could equate to lower fire insurance premiums for residential and commercial properties.
The ISO recently completed a PPC survey which analyzed the structural fire suppression delivery system provided in our community. The city and county Public Protection Classification rankings both increased; the city moved from Class 3 to Class 2 and the county moved from Class 5 to Class 2.
Several city and county departments were involved in the review to include the Floyd County Water, Rome City Water, E-911 and the Rome-Floyd Fire department. “Local officials provided a high level of cooperation during the entire PPC survey process,” said Rome-Floyd Fire Chief, Troy Brock. “Our rating reflects our community investment in our public fire protection services, while also providing for lower premiums in our community.” Brock added that the PPC provides the fire department with valuable data to help with planning, budgeting and justifying fire protection improvements.
ISO is the leading supplier of data and analytics for the property/casualty insurance industry. By classifying communities' ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. Most insurers use PPC classifications for underwriting and calculating premiums for residential, commercial and industrial properties. Communities whose PPC improves may get lower insurance prices.